Tuesday, March 3, 2009

Two Questions and a Suggestion

1) Some private insurances offer multi-tiered network designs for different class of patients in order to provide a range of premiums, which defeats the purpose of the insurance concept, of those with the need for health care being floated by the rest of society.
Does being a facilitator of existing government health benefits exclude LA Care Health Plan from classifying its own patients?

2) It seems that LA Care Health Plan serves as a network for people who already qualify for free or cheap health care. It also seems it provides its patients with auxillary services. How does LA Care Health Plan give patients more leverage rights?

For some reason it is difficult for one to switch health plans, just as much as moving. There is a waiting time when you sign up and you definitely need to sign up for the new one before you cancel the old one. Also there may be a new doctor, new hospital, new system, new phone numbers. Its worse than changing phone plans. I suggest that we create an all encompassing system for insurance agencies to be connected? It would be similar to STAR, the ATM and debit network that some how connects a diversity of bank ATM's.

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